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0808 301 9527

Could you qualify for government debt help?

  • Lower your monthly payments
  • Freeze all interests and charges
  • Up to 80% of your debt written off
Check If You Qualify

Find out in less than 30 seconds

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Why? We need your contact number to advise of the next steps to becoming debt free.

Welcome to The Debt Advisory Service

The Debt Advisory Service is a leading provider of free confidential debt advice on all serious debt problems for both individuals and businesses. We realise that every debt problem is unique and therefore our friendly advisors treat every individual call personally. Finding the right solution for those in debt can be a bit of a minefield. It’s crucial that you make the right choice and don’t get yourself deeper in debt. With debt and money advice from our approved professionals, accountants, insolvency practitioners, mortgage advisors and lawyers, we are able to offer you options which best suit your own individual circumstances. We have helped thousands of people over the years to resolve their personal debt crisis and unlike other companies we won’t charge you any upfront fees. We will explain all options available to you and help you make an informed choice. All information you give us will be treated in the strictest confidence. There will be no pressure or obligation placed on you and the best debt advice will always be given in relation to your individual circumstances. Once your situation has been assessed we will refer you to one of our professional advisors. There is free debt help and advice available through a variety of debt charities.

Whats Your Debt Level?

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Here’s an example of what we can do

We consolidate all the debts into one smaller monthly payment which allows you to get back on track.

Unsecured Debts

  • Personal Loan £12,000
  • Credit Card £6,000
  • Store Cards£1,600
  • Council Tax £1,200

Total Debt £20,800

Your Monthly Repayments

Old
£636

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New
£165

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60%Debt Written Off

How does it work?

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Once agreed, you make one, affordable payment

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The payment is then distributed to your creditors.

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On completion, all debt included is written off.

Start your debt free life today!

How does an IVA work?

Our experienced advisors will look at your financial situation with you and work out, based on your monthly income, what you can realistically afford to pay towards an IVA.

We’ll then prepare an IVA proposal for your lenders. This will include:

  • Details of your finances
  • The terms of the proposed IVA
  • Reasons why they should agree to your IVA

Next, your lenders will vote on whether to accept your proposal - the vast majority are accepted, but not all.

Once accepted, the IVA will be legally binding for you and your creditors and you’ll start making your monthly payments for the agreed term.

What our customers say

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"After nearly a year of stress and sleepless nights, national debt advise helped to get me out of debt. I cannot thank them enough. Would highly recommend."

Ryan Spellman